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Definition of Amortization factor
The pool factor implied by the scheduled amortization assuming no prepayemts.
the present value of a finite stream of cash flows for every beginning $1 of cash flow.
a generalization formula invented by Abrams that is the present value of regular but noncontiguous cash flows that have constant growth to perpetuity.
The repayment of a loan by installments.
Present value of $1 paid for each of t periods.
Rules set by the Chicago Board of Trade for determining the invoice price of each
Present value of $1 received at a stated future date.
A financial institution that buys a firm's accounts receivables and collects the debt.
A statistical procedure that seeks to explain a certain phenomenon, such as the return on a
A way of decomposing the factors that influence a security's rate of return into common and
A well-diversified portfolio constructed to have a beta of 1.0 on one factor and a beta of
Sale of a firm's accounts receivable to a financial institution known as a factor.
The schedule for repaying the interest and principal on a loan.
factoring arrangement that provides collection and insurance of accounts receivable.
A version of the capital asset pricing model derived by Merton that includes extramarket
A loan repayment schedule in which the outstanding principal balance of the loan
Net benefit to leverage factor
A linear approximation of a factor, T*, that enables one to operationalize the
factoring arrangement that provides collection, insurance, and finance for accounts receivable.
A special case of the arbitrage pricing theory that is derived from the one-factor model by
Planned amortization class CMO
1) One class of CMO that carries the most stable cash flows and the
The outstanding principal balance divided by the original principal balance with the result
Present value factor
factor used to calculate an estimate of the present value of an amount to be received in
The pool factor as reported by the bond buyer for a given amortization period.
Single factor model
A model of security returns that acknowledges only one common factor.
Black's zero-beta version of the capital asset pricing model.
See depreciation, but usually in relation to assets attached to leased property.
Earnings before interest, taxes, depreciation and amortization (EBITDA)
The operating profit before deducting interest, tax, depreciation and amortization.
The production resource that, as a result of scarce resources, limits the production of goods
This term has two quite different meanings. First, it may
critical success factors (CSF)
any item (such as quality, customer
Reduction in value of an asset over some period for accounting
The write-off of an asset over the period when the asset is used. This term
The sale of accounts receivable to a third party, with the third party bearing
All the costs incurred during the manufacturing process, minus the
Present value of an annuity of $1 per period.
Present value of a $1 future payment.
Factor of Production
A resource used to produce a good or service. The main macroeconomic factors of production are capital and labor.
The systematic and rational allocation of capitalized costs over their useful lives.
Average Amortization Period
The average useful life of a company's collective amortizable asset base.
Earnings Before Interest, Taxes, Depreciation, and Amortization (EBITDA)
An earningsbased measure that, for many, serves as a surrogate for cash flow. Actually consists of working
Extended Amortization Period
An amortization period that continues beyond a long-lived asset's economic useful life.
Extended Amortization Periods
Amortizing capitalized expenditures over estimated useful lives that are unduly optimistic.
The discounting, or sale at a discount, of receivables on a nonrecourse, notification
An anticipated loss percentage included in the bill of material and
The expected loss of some proportion of an item during the
The reduction of debt by regular payments of interest and principal sufficient to pay off a loan by maturity.
A schedule that shows precisely how a loan will be repaid. The schedule gives the required payment on each specific date and shows how much of it constitutes interest and how much constitutes repayments of principal.
An agent who buys and sells goods on behalf of others for a commission.
Type of financial service whereby a firm sells or transfers title to its accounts receivable to a factoring company, which then acts as principal, not as agent.
Numbers found in compound interest and annuity tables. Usually called the FVIF or PVIF.
The repayment of a loan by installments.
Amortization (Credit Insurance)
Refers to the reduction of debt by regular payments of interest and principal in order to pay off a loan by maturity.
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