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Financial Terms | |
Investment product line (IPML) |
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Definition of Investment product line (IPML)Investment product line (IPML)The line of required returns for investment projects as a function of beta
Related Terms:45-Degree LineA line representing equilibrium in the goods and services market, on a diagram with aggregate demand on the vertical axis and aggregate supply on the horizontal axis. Aggregate Production FunctionAn equation determining aggregate output as a function of aggregate inputs such as labor and capital. Bank lineline of credit granted by a bank to a customer. bottom lineA commonly used term that refers to the net income (profit) Business Expansion InvestmentThe use of capital to create more money through the addition of fixed assets or through income producing vehicles. by-productan incidental output of a joint process; it is salable, By-productA product that is an ancillary part of the primary production process, having ![]() By-productA material created incidental to a production process, which can be capital investment analysisRefers to various techniques and procedures Capital InvestmentsMoney used to purchase fixed assets for a business, such as land, buildings, or machinery. Also, money invested in a business on the understanding that it will be used to purchase permanent assets rather than to cover day-to-day operating expenses. Capital market line (CML)The line defined by every combination of the risk-free asset and the market portfolio. Cash flow time-lineline depicting the operating activities and cash flows for a firm over a particular period. Characteristic lineThe market model applied to a single security. The slope of the line is a security's beta. cost of production reporta process costing document that Demand line of creditA bank line of credit that enables a customer to borrow on a daily or on-demand basis. Dividend reinvestment plan (DRP)Automatic reinvestment of shareholder dividends in more shares of a economic production run (EPR)an estimate of the number Equity investmentThrough equity investment, investors gain part ownership of the corporation. The primary type of equity investment is corporate stock. equivalent units of production (EUP)an approximation of the number of whole units of output that could have been Euro lineslines of credit granted by banks (foreign or foreign branches of U.S. banks) for Eurocurrencies. Expected return on investmentThe return one can expect to earn on an investment. See: capital asset Factor of ProductionA resource used to produce a good or service. The main macroeconomic factors of production are capital and labor. Foreign direct investment (FDI)The acquisition abroad of physical assets such as plant and equipment, with Formalized Line of CreditA contractual commitment to make loans to a particular borrower up to a specified maximum during a specified period, usually one year. Future investment opportunitiesThe options to identify additional, more valuable investment opportunities grade (of product or service)the addition or removal of product Gross Domestic ProductTotal output of final goods and services produced within a country during a year. Gross domestic product (GDP)The market value of goods and services produced over time including the Gross National ProductTotal output of final goods and services produced by a country's citizens during a year. Gross national product (GNP)Measures and economy's total income. It is equal to GDP plus the income guaranteed investment certificate (GIC)A GIC is an investment that gives you a guaranteed rate of return over a fixed period of time, usually between 30 days and 5 years. GICs are available from banks, trust companies, and other financial institutions. Guaranteed investment contract (GIC)A pure investment product in which a life company agrees, for a InvestmentThe commitment of funds (capital) in anticipation of an increased Investment analystsRelated: financial analysts Investment bankFinancial intermediaries who perform a variety of services, including aiding in the sale of Investment BankerMiddleman between a corporation issuing new securities and the public. The middleman buys the securities issue outright and then resells it to customers. Also called an underwriter. investment centera responsibility center in which the manager Investment centreA division or unit of an organization that is responsible for achieving an adequate return on investment decisiona judgment about which assets will be Investment decisionsDecisions concerning the asset side of a firm's balance sheet, such as the decision to investment gradeBonds rated Baa or above by Moody’s or BBB or above by Standard & Poor’s. Investment grade bondsA bond that is assigned a rating in the top four categories by commercial credit Investment incomeThe revenue from a portfolio of invested assets. Investment managerAlso called a portfolio manager and money manager, the individual who manages a Investment SpendingExpenditures on capital goods including new housing. Financial ''investments" and sales of existing assets are not included. Investment tax creditProportion of new capital investment that can be used to reduce a company's tax bill Investment Tax CreditA reduction in taxes offered to firms to induce them to increase investment spending. Investment trustA closed-end fund regulated by the investment Company Act of 1940. These funds have a Investment valueRelated:straight value. InvestmentsAs a discipline, the study of financial securities, such as stocks and bonds, from the investor's Joint productA product that has the highest sales value from among a group of products Lean productionThe technique of stripping all non-value-added activities from Legal investmentsinvestments that a regulated entity is permitted to make under the rules and regulations line employeean employee who is directly responsible for Line itemGeneric types of assets, liabilities, income or expense that are common to all businesses and Line of credit An informal arrangement between a bank and a customer establishing a maximum loan Line of creditAn informal arrangement between a bank and a customer establishing a maximum loan line of creditAgreement by a bank that a company may borrow at any time up to an established limit. Line of CreditAn agreement negotiated between a borrower and a lender which establishes the maximum amount against which a borrower may draw. The agreement also sets out other conditions, such as how and when money borrowed against the line of credit is to be repaid. line of creditA revolving source of credit with a pre-established limit. You access the funds only as you need them, and any amount that you pay back becomes accessible to you again. Unlike a personal loan, a line of credit permits you to write cheques and make bank machine withdrawals, and requires you to pay interest only on the funds that you actually use. Linear programmingTechnique for finding the maximum value of some equation subject to stated linear constraints. linear programminga method of mathematical programming used to solve a problem that involves an objective function and multiple limiting factors or constraints long-term variable cost a cost that was traditionally viewed as a fixed cost Linear regressionA statistical technique for fitting a straight line to a set of data points. Log-linear least-squares methodA statistical technique for fitting a curve to a set of data points. One of the Management Accounting Guidelines (MAGs)pronouncements of the Society of Management Accountants of Mortgage pipelineThe period from the taking of applications from prospective mortgage borrowers to the Mortgage-pipeline riskThe risk associated with taking applications from prospective mortgage borrowers Mutually exclusive investment decisionsinvestment decisions in which the acceptance of a project National Income and Product AccountsThe national accounting system that records economic activity such as GDP and related measures. Net Domestic ProductGDP minus depreciation. net income (also called the bottom line, earnings, net earnings, and netoperating earnings) Net investmentGross, or total, investment minus depreciation. Net Investmentinvestment spending minus depreciation. Net National ProductGNP minus depreciation. Net present value of future investmentsThe present value of the total sum of NPVs expected to result from Non-production overheadA general term referring to period costs, such as selling, administration and financial expenses. Old-line factoringFactoring arrangement that provides collection, insurance, and finance for accounts receivable. online bill paymentThe electronic payment of a bill via the Internet. The specified amount of the bill is electronically debited from your account. Operating Line of CreditA bank's commitment to make loans to a particular borrower up to a specified maximum for a specified period, usually one year. Other-than-Temporary Decline in Market ValueThe standard used to describe a decline in market value that is not expected to recover. The use of the other-than-temporary description as Passive investment managementBuying a well-diversified portfolio to represent a broad-based market Passive investment strategySee: passive management. Personal Line of credit (Credit Insurance)A bank's commitment to make loans to a borrower up to a specified maximum during a specific period, usually one year. personal line of credit (PLC)A revolving source of credit with a pre-established limit. You access the funds only as you need them, and any amount that you pay back becomes accessible to you again. Unlike a personal loan, a PLC permits you to write cheques and make bank machine withdrawals, and requires you to pay interest only on the funds that you actually use. postinvestment auditthe process of gathering information Process flow productionA production configuration in which products are continually process productivitythe total units produced during a period ProductAny item intended for sale. product complexityan assessment about the number of components in a product product contribution marginthe difference between selling price and variable cost of goods sold Product costThe cost of goods or services produced. product costThis is a key factor in the profit model of a business. product product costa cost associated with making or acquiring inventory Product costThe total of all costs assigned to a product, typically including direct Product cycleThe time it takes to bring new and/or improved products to market. product life cyclea model depicting the stages through product line marginsee segment margin Product marketA business’s investment in technology, people and materials in order to make, buy and sell products or services to customers. product- (or process-) level costa cost that is caused by the development, production, or acquisition of specific products or services Related to : financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit. |