|Demand line of credit
Information about financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit.
Main Page: finance, tax advisor, credit, accounting, financial advisor, inventory control, payroll, inventory,
Definition of Demand line of credit
Demand line of credit
A bank line of credit that enables a customer to borrow on a daily or on-demand basis.
line of credit granted by a bank to a customer.
The requirement that a claim holder voting against a plan of reorganization
The line defined by every combination of the risk-free asset and the market portfolio.
line depicting the operating activities and cash flows for a firm over a particular period.
The market model applied to a single security. The slope of the line is a security's beta.
A method of analysis in which a firm is compared to others that have a desired
credit granted by a firm to consumers for the purchase of goods or services. Also called
The process of analyzing information on companies and bond issues in order to estimate the
Purchase of the financial guarantee of a large insurance company to raise funds.
The length of time for which the customer is granted credit.
The risk that an issuer of debt securities or a borrower may default on his obligations, or that the
A statistical technique wherein several financial characteristics are combined to form a single
The interest rate offered on an investment type insurance policy.
Lender of money.
Checking accounts that pay no interest and can be withdrawn upon demand.
Demand master notes
Short-term securities that are repayable immediately upon the holder's demand.
An event that affects the demand for goods in services in the economy.
lines of credit granted by banks (foreign or foreign branches of U.S. banks) for Eurocurrencies.
Intermediate-term loans of Eurocurrencies made by banking syndicates to corporate and
Revolving credit without maturity.
Federal credit agencies
Agencies of the federal government set up to supply credit to various classes of
Five Cs of credit
Five characteristics that are used to form a judgement about a customer's creditworthiness:
Foreign tax credit
Home country credit against domestic income tax for foreign taxes paid on foreign
Full faith-and-credit obligations
The security pledges for larger municipal bond issuers, such as states and
demands for securities to hedge particular sources of consumption risk, beyond the usual
Investment product line (IPML)
The line of required returns for investment projects as a function of beta
Investment tax credit
Proportion of new capital investment that can be used to reduce a company's tax bill
Letter of credit (L/C)
A form of guarantee of payment issued by a bank used to guarantee the payment of
Line of credit
An informal arrangement between a bank and a customer establishing a maximum loan
Technique for finding the maximum value of some equation subject to stated linear constraints.
A statistical technique for fitting a straight line to a set of data points.
Log-linear least-squares method
A statistical technique for fitting a curve to a set of data points. One of the
Line of credit
An informal arrangement between a bank and a customer establishing a maximum loan
Money market demand account
An account that pays interest based on short-term interest rates.
The period from the taking of applications from prospective mortgage borrowers to the
The risk associated with taking applications from prospective mortgage borrowers
Factoring arrangement that provides collection, insurance, and finance for accounts receivable.
Precautionary demand (for money)
The need to meet unexpected or extraordinary contingencies with a
credit granted by a firm to consumers for the purchase of goods or services.
Revolving credit agreement
A legal commitment wherein a bank promises to lend a customer up to a
Revolving line of credit
A bank line of credit on which the customer pays a commitment fee and can take
Security characteristic line
A plot of the excess return on a security over the risk-free rate as a function of
Security market line
line representing the relationship between expected return and market risk.
Simple linear regression
A regression analysis between only two variables, one dependent and the other explanatory.
Simple linear trend model
An extrapolative statistical model that asserts that earnings have a base level and
Speculative demand (for money)
The need for cash to take advantage of investment opportunities that may arise.
Straight line depreciation
An equal dollar amount of depreciation in each accounting period.
Bank borrowing facility to provide finance while the firm replaces U.S. commercial paper
credit granted by a firm to another firm for the purchase of goods or services.
Transaction demand (for money)
The need to accommodate a firm's expected cash transactions.
Variable rated demand bond (VRDB)
Floating rate bond that can be sold back periodically to the issuer.
A depreciation method that depreciates an asset the same amount for each year of its estimated
Buying or selling goods or services now with the intention of payment following at some time in
Purchases of goods or services from suppliers on credit to whom the debt is not yet paid. Or a
Generic types of assets, liabilities, income or expense that are common to all businesses and
One side of a journal entry, usually depicted as the right side.
A method of depreciation.
A commonly used term that refers to the net income (profit)
net income (also called the bottom line, earnings, net earnings, and net
This depreciation method allocates a uniform
Security Market Line
A graph illustrating the equilibrium relationship between the
an employee who is directly responsible for
a method of mathematical programming used to solve a problem that involves an objective function and multiple limiting factors or constraints long-term variable cost a cost that was traditionally viewed as a fixed cost
Management Accounting Guidelines (MAGs)
pronouncements of the Society of Management Accountants of
product line margin
see segment margin
an inventory ordering system in which a red
any line that goes through the means (or averages) of the set of observations for an independent variable and its dependent variables; mathematically, there is a line of â€śbest fit,â€ť which is the least squares regression line
representation of the amounts and timing of all
Procedure to determine the likelihood a customer will pay its bills.
Standards set to determine the amount and nature of credit to extend to customers.
line of credit
Agreement by a bank that a company may borrow at any time up to an established limit.
security market line
Relationship between expected return and beta.
Constant depreciation for each year of the assetâ€™s accounting life.
Total quantity of goods and services demanded.
Aggregate Demand Curve
Combinations of the price level and income for which the goods and services market is in equilibrium, or for which both the goods and services market and the money market are in equilibrium.
A decline in the ability or willingness of banks to lend.
Restriction of loans by lenders so that not all borrowers willing to pay the current interest rate are able to obtain loans.
An amount desired, in the sense that people are willing and able to pay to obtain this amount. Always associated with a given price.
A bank deposit that can be withdrawn on demand, such as a deposit in a checking account.
Demand Management Policy
Fiscal or monetary policy designed to influence aggregate demand for goods and services.
Inflation whose initial cause is excess demand rather than cost increases. See also cost-push inflation.
A situation in which demand exceeds supply.
A line representing equilibrium in the goods and services market, on a diagram with aggregate demand on the vertical axis and aggregate supply on the horizontal axis.
Investment Tax Credit
A reduction in taxes offered to firms to induce them to increase investment spending.
Consumer Credit Protection Act
A federal Act specifying the proportion of
Other-than-Temporary Decline in Market Value
The standard used to describe a decline in market value that is not expected to recover. The use of the other-than-temporary description as
The demand for a part by an outlying warehouse.
Creditor Proof Protection
The creditor proof status of such things as life insurance, non-registered life insurance investments, life insurance RRSPs and life insurance RRIFs make these attractive products for high net worth individuals, professionals and business owners who may have creditor concerns. Under most circumstances the creditor proof rules of the different provincial insurance acts take priority over the federal bankruptcy rules.
A rating of a company's credit (ability to payback debt), usually by a third party credit agency.
A loan receivable that has proven uncollectible and is written off.
Financial and moral risk that an obligation will not be paid and a loss will result.
Conditions under which credit is extended by a lender to a borrower.
credit unions are community based financial co-operatives and most offer a full range of services. All are owned and controlled by members who are also shareholders. credit unions are regulated provincially and insured by a stabilization fund, deposit insurance or guarantee corporation.
Person or business that is owed money.
A loan which must be repaid in full on demand.
Export Credit Insurance
The granting of insurance to cover the commercial and political risks of selling in foreign markets.
Formalized Line of Credit
A contractual commitment to make loans to a particular borrower up to a specified maximum during a specified period, usually one year.
Related to : financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit.