|Regular Investment Plan (RIP)|
Information about financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit.
Main Page: inventory, tax advisor, money, investment, accounting, business, credit, payroll,
Also see related: financing, home insurance, homebuying, home buyer, home financing, homebuyer, condo, property, real estate,
Definition of Regular Investment Plan (RIP)
Regular Investment Plan (RIP)
A plan under which you may make regular deposits of the same amount to your Mutual Funds account once a month, once every 2 weeks, or once a week. You can also make regular deposits up to four times a month on any dates you choose.
A retirement plan set up by an employer, into which employees can
A retirement plan similar to a 401k plan, except that it is designed
Intentional misstatements or omissions of amounts or disclosures in
A budgeting process using summary-level information to
A plan by U.S. Treasury Secretary James Baker under which 15 principal middle-income debtor
The use of capital to create more money through the addition of fixed assets or through income producing vehicles.
A flexible benefits plan authorized under the Internal Revenue
cash or nontaxable benefits
A plan that provides retirement and long term disability income benefits to residents of Canadian provinces (excluding Quebec).
Refers to various techniques and procedures
Money used to purchase fixed assets for a business, such as land, buildings, or machinery. Also, money invested in a business on the understanding that it will be used to purchase permanent assets rather than to cover day-to-day operating expenses.
Financial planning conducted by a firm that encompasses preparation of both
A pension plan in which the sponsor agrees to make specified dollar payments to
A pension plan that pays out a predetermined dollar
A pension plan in which the sponsor is responsible only for making specified
Defined Contribution Plan
A qualified retirement plan under which the employer
Dividend reinvestment plan (DRP)
Automatic reinvestment of shareholder dividends in more shares of a
Educational Assistance Plan
A plan that an employer creates on behalf of its
Employee stock ownership plan (ESOP)
A company contributes to a trust fund that buys stock on behalf of
Employee Stock Ownership Plan (ESOP)
a profit-sharing compensation program in which investments are made in
Employee Stock Ownership Plan (ESOP)
A fund containing company stock and owned by employees, paid for by ongoing contributions by the employer.
enterprise resource planning (ERP) system
a packaged software program that allows a company to
Enterprise resource planning system
A computer system used to manage all company
Through equity investment, investors gain part ownership of the corporation. The primary type of equity investment is corporate stock.
An insurance program designed to provide funds for insured's dependents upon death of the insured, and to also conserve, as much as possible, the personal assets that the insured wants to bequeath to heirs.
Expected return on investment
The return one can expect to earn on an investment. See: capital asset
A financial blueprint for the financial future of a firm.
The process of evaluating the investing and financing options available to a firm. It
Arrangement used to finance inventory. A finance company buys the inventory, which is then
Foreign direct investment (FDI)
The acquisition abroad of physical assets such as plant and equipment, with
In the model for calculating fundamental beta, ratios in risk indexes other than
Future investment opportunities
The options to identify additional, more valuable investment opportunities
guaranteed investment certificate (GIC)
A GIC is an investment that gives you a guaranteed rate of return over a fixed period of time, usually between 30 days and 5 years. GICs are available from banks, trust companies, and other financial institutions.
Guaranteed investment contract (GIC)
A pure investment product in which a life company agrees, for a
Hourly Rate Plan
A method for calculating wages for hourly employees that involves
Defined benefit pension plans that are guaranteed by life insurance products. Related: noninsured plans
Insured Retirement Plan
This is a recently coined phrase describing the concept of using Universal Life Insurance to tax shelter earnings which can be used to generate tax-free income in retirement. The concept has been described by some as "the most effective tax-neutralization strategy that exists in Canada today."
Interest-only strip (IO)
A security based solely on the interest payments form a pool of mortgages, Treasury
The movement of inventory from one company location to
The commitment of funds (capital) in anticipation of an increased
Related: financial analysts
Financial intermediaries who perform a variety of services, including aiding in the sale of
Middleman between a corporation issuing new securities and the public. The middleman buys the securities issue outright and then resells it to customers. Also called an underwriter.
a responsibility center in which the manager
A division or unit of an organization that is responsible for achieving an adequate return on
a judgment about which assets will be
Decisions concerning the asset side of a firm's balance sheet, such as the decision to
Bonds rated Baa or above by Moody’s or BBB or above by Standard & Poor’s.
Investment grade bonds
A bond that is assigned a rating in the top four categories by commercial credit
The revenue from a portfolio of invested assets.
Also called a portfolio manager and money manager, the individual who manages a
Investment product line (IPML)
The line of required returns for investment projects as a function of beta
Expenditures on capital goods including new housing. Financial ''investments" and sales of existing assets are not included.
Investment tax credit
Proportion of new capital investment that can be used to reduce a company's tax bill
Investment Tax Credit
A reduction in taxes offered to firms to induce them to increase investment spending.
A closed-end fund regulated by the investment Company Act of 1940. These funds have a
As a discipline, the study of financial securities, such as stocks and bonds, from the investor's
investments that a regulated entity is permitted to make under the rules and regulations
Long-term financial plan
Financial plan covering two or more years of future operations.
Manufacturing resource planning
An integrated, computerized system for planning
manufacturing resource planning (MRP II)
a fully integrated materials requirement planning system that involves
Manufacturing resource planning (MRP II)
An expansion of the material requirements planning concept, with additional computer-based capabilities in the areas of
Material requirements planning
A computerized system used to calculate material
Material requirements planning (MRP)
A computer-driven production methodology
Materials requirement planning
Computer-based systems that plan backward from the production schedule
materials requirements planning (MRP)
a computerbased information system that simulates the ordering and
Money purchase plan
A defined benefit contribution plan in which the participant contributes some part and
Mutually exclusive investment decisions
investment decisions in which the acceptance of a project
Gross, or total, investment minus depreciation.
investment spending minus depreciation.
Net present value of future investments
The present value of the total sum of NPVs expected to result from
Defined benefit pension plans that are not guaranteed by life insurance products. Related:
Nonqualified Retirement Plan
A pension plan that does not follow ERISA and
a formulation of the details of implementing
Overfunded pension plan
A pension plan that has a positive surplus (i.e., assets exceed liabilities).
In a rights issue, arrangement by which shareholders are given the right to apply
Passive investment management
Buying a well-diversified portfolio to represent a broad-based market
Passive investment strategy
See: passive management.
A fund that is established for the payment of retirement benefits.
A formal agreement between an entity and its employees, whereby the
Piece Rate Plan
A wage calculation method based on the number of units of production
Plan for reorganization
A plan for reorganizing a firm during the Chapter 11 bankruptcy process.
The entities that establish pension plans, including private business entities acting for their
Planned amortization class CMO
1) One class of CMO that carries the most stable cash flows and the
Planned capital expenditure program
Capital expenditure program as outlined in the corporate financial plan.
Planned financing program
Program of short-term and long-term financing as outlined in the corporate
the process of creating the goals and objectives for
The length of time a model projects into the future.
Time horizon for a financial plan.
Planning, programming and budgeting system (PPBS)
A method of budgeting in which budgets are allocated to projects or programmes rather than to responsibility centres.
Plant and Equipment
Buildings and machines that firms use to produce output.
the process of gathering information
Profit Sharing Plan
A retirement plan generally funded by a percentage of company
property, plant, and equipment
This label is generally used in financial
Property, plant, and equipment
This item is comprised of all types of fixed assets
qualified investments (Canada)
Qualified investments is the term used for investments that can be held in an RSP. These investments generally include:
Qualified Retirement Plan
A retirement plan designed to observe all of the requirements
Quebec Pension Plan
A plan that primarily provides retirement and long-term disability income benefits for residents of Quebec.
Related to : financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit.