|Regular Investment Plan (RIP)|
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Definition of Regular Investment Plan (RIP)
Regular Investment Plan (RIP)
A plan under which you may make regular deposits of the same amount to your Mutual Funds account once a month, once every 2 weeks, or once a week. You can also make regular deposits up to four times a month on any dates you choose.
A plan by U.S. Treasury Secretary James Baker under which 15 principal middle-income debtor
Financial planning conducted by a firm that encompasses preparation of both
A pension plan in which the sponsor agrees to make specified dollar payments to
A pension plan in which the sponsor is responsible only for making specified
Automatic reinvestment of shareholder dividends in more shares of a
A company contributes to a trust fund that buys stock on behalf of
The return one can expect to earn on an investment. See: capital asset
A financial blueprint for the financial future of a firm.
The process of evaluating the investing and financing options available to a firm. It
Arrangement used to finance inventory. A finance company buys the inventory, which is then
The acquisition abroad of physical assets such as plant and equipment, with
In the model for calculating fundamental beta, ratios in risk indexes other than
The options to identify additional, more valuable investment opportunities
A pure investment product in which a life company agrees, for a
Defined benefit pension plans that are guaranteed by life insurance products. Related: noninsured plans
Interest-only strip (IO)
A security based solely on the interest payments form a pool of mortgages, Treasury
Related: financial analysts
Financial intermediaries who perform a variety of services, including aiding in the sale of
Decisions concerning the asset side of a firm's balance sheet, such as the decision to
Investment grade bonds
A bond that is assigned a rating in the top four categories by commercial credit
The revenue from a portfolio of invested assets.
Also called a portfolio manager and money manager, the individual who manages a
Investment product line (IPML)
The line of required returns for investment projects as a function of beta
Investment tax credit
Proportion of new capital investment that can be used to reduce a company's tax bill
A closed-end fund regulated by the investment Company Act of 1940. These funds have a
As a discipline, the study of financial securities, such as stocks and bonds, from the investor's
investments that a regulated entity is permitted to make under the rules and regulations
Long-term financial plan
Financial plan covering two or more years of future operations.
Materials requirement planning
Computer-based systems that plan backward from the production schedule
Money purchase plan
A defined benefit contribution plan in which the participant contributes some part and
Mutually exclusive investment decisions
investment decisions in which the acceptance of a project
Gross, or total, investment minus depreciation.
Net present value of future investments
The present value of the total sum of NPVs expected to result from
Defined benefit pension plans that are not guaranteed by life insurance products. Related:
Overfunded pension plan
A pension plan that has a positive surplus (i.e., assets exceed liabilities).
In a rights issue, arrangement by which shareholders are given the right to apply
Passive investment strategy
See: passive management.
Passive investment management
Buying a well-diversified portfolio to represent a broad-based market
A fund that is established for the payment of retirement benefits.
Plan for reorganization
A plan for reorganizing a firm during the Chapter 11 bankruptcy process.
The entities that establish pension plans, including private business entities acting for their
Planned amortization class CMO
1) One class of CMO that carries the most stable cash flows and the
Planned capital expenditure program
Capital expenditure program as outlined in the corporate financial plan.
Planned financing program
Program of short-term and long-term financing as outlined in the corporate
The length of time a model projects into the future.
Regular way settlement
In the money and bond markets, the regular basis on which some security trades are
The rate at which an investor assumes interest payments made on a debt security can be
The risk that proceeds received in the future will have to be reinvested at a lower potential
REIT (real estate investment trust)
Real estate investment trust, which is similar to a closed-end mutual
REMIC (real estate mortgage investment conduit)
A pass-through tax entity that can hold mortgages
Return on investment (ROI)
Generally, book income as a proportion of net book value.
Round-trip transactions costs
Costs of completing a transaction, including commissions, market impact
Short-term financial plan
A financial plan that covers the coming fiscal year.
Short-term investment services
Services that assist firms in making short-term investments.
Strip mortgage participation certificate (strip PC)
Ownership interests in specified mortgages purchased
Stripped mortgage-backed securities (SMBSs)
Securities that redistribute the cash flows from the
Variants of a straddle. A strip is two puts and one call on a stock, a strap is two calls and one put
Price that the existing shareholders are allowed to pay for a share of stock in a rights offering.
Tax-deferred retirement plans
Employer-sponsored and other plans that allow contributions and earnings to
Variables that are used to describe the market on a technical basis.
Triple witching hour
The four times a year that the S&P futures contract expires at the same time as the S&P
Underfunded pension plan
A pension plan that has a negative surplus (i.e., liabilities exceed assets).
The mirror image of the asset substitution problem, wherein stockholders refuse
Unit investment trust
Money invested in a portfolio whose composition is fixed for the life of the fund.
The ability to establish automatic periodic mutual fund redemptions and have proceeds
A portfolio of zero net value established by buying and shorting component
RETURN ON INVESTMENT (ROI)
In its most basic form, the rate of return equals net income divided by the amount of money invested. It can be applied to a particular product or piece of equipment, or to a business as a whole.
A division or unit of an organization that is responsible for achieving an adequate return on
Planning, programming and budgeting system (PPBS)
A method of budgeting in which budgets are allocated to projects or programmes rather than to responsibility centres.
Return on investment (ROI)
The net profit after tax as a percentage of the shareholders’ investment in the business.
capital investment analysis
Refers to various techniques and procedures
property, plant, and equipment
This label is generally used in financial
return on investment (ROI)
A very general concept that refers to some
The commitment of funds (capital) in anticipation of an increased
cafeteria plan a “menu” of fringe benefit options that include
cash or nontaxable benefits
Employee Stock Ownership Plan (ESOP)
a profit-sharing compensation program in which investments are made in
enterprise resource planning (ERP) system
a packaged software program that allows a company to
a responsibility center in which the manager
a judgment about which assets will be
manufacturing resource planning (MRP II)
a fully integrated materials requirement planning system that involves
materials requirements planning (MRP)
a computerbased information system that simulates the ordering and
a formulation of the details of implementing
the process of creating the goals and objectives for
the process of gathering information
an assumption made about the rates of return that will be earned by intermediate cash flows from a capital project; NPV and PI assume reinvestment at the discount rate; IRR assumes reinvestment at the IRR
return on investment
a ratio that relates income generated
the process of developing a statement of
the process of determining the specific
Manufacturing resource planning (MRP II)
An expansion of the material requirements planning concept, with additional computer-based capabilities in the areas of
Material requirements planning (MRP)
A computer-driven production methodology
A formal agreement between an entity and its employees, whereby the
Property, plant, and equipment
This item is comprised of all types of fixed assets
Bonds rated Baa or above by Moody’s or BBB or above by Standard & Poor’s.
Time horizon for a financial plan.
Middleman between a corporation issuing new securities and the public. The middleman buys the securities issue outright and then resells it to customers. Also called an underwriter.
Expenditures on capital goods including new housing. Financial ''investments" and sales of existing assets are not included.
Investment Tax Credit
A reduction in taxes offered to firms to induce them to increase investment spending.
investment spending minus depreciation.
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