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Definition of Real time
A real time stock or bond quote is one that states a security's most recent offer to sell or bid (buy).
the computer-to-computer transfer of information in virtual real time using standardized formats developed by the American National Standards Institute
Money after-tax rate of return minus the inflation rate.
Related: Premium payback period.
Line depicting the operating activities and cash flows for a firm over a particular period.
Systems that schedule materials/inventory to arrive exactly as they are
A money manager who assumes he or she can forecast when the stock market will go up and down.
Identifiable assets, such as buildings, equipment, patents, and trademarks, as distinguished from a
Wealth that can be represented in financial terms, such as savings account balances, financial
A cash flow is expressed in real terms if the current, or date 0, purchasing power of the cash
Exchange rates that have been adjusted for the inflation differential between two countries.
The rate of interest excluding the effect of inflation; that is, the rate that is earned in terms
The bid and offer prices at which a dealer could do "size." Quotes in the brokers market may
Yield assuming that coupon payments are invested at the going market interest
The return that is actually earned over a given time period.
real estate investment trust, which is similar to a closed-end mutual
REMIC (real estate mortgage investment conduit)
A pass-through tax entity that can hold mortgages
Interest-bearing deposit at a savings institution that has a specific maturity.
Demand for payment at a stated future date.
Also called time value, the amount by which the option price exceeds its intrinsic value. The
Time until expiration
The time remaining until a financial contract expires. Also called time to maturity.
Time to maturity
The time remaining until a financial contract expires. Also called time until expiration.
Time value of an option
The portion of an option's premium that is based on the amount of time remaining
Time value of money
The idea that a dollar today is worth more than a dollar in the future, because the dollar
Time-weighted rate of return
Related: Geometric mean return.
Earnings before interest and tax, divided by interest payments.
time available or needed to effect a turnaround.
times interest earned
A ratio that tests the ability of a business to make
Real Interest Rate
The rate of interest paid on an investment adjusted for inflation
Times Interest Earned Ratio
A measure of how well a company is able to meet its interest
approximated net realizable value at split-off allocation
a method of allocating joint cost to joint products using a
the time between the placement of an order to
employee time sheet
a source document that indicates, for each employee, what jobs were worked on during the day and for what amount of time
the amount of time spent in storing inventory or
the time taken to perform quality control activities
a philosophy about when to do something;
just-in-time manufacturing system
a production system that attempts to acquire components and produce inventory only as needed, to minimize product defects, and to
a system that maps the skill sets employees
see cycle time
net realizable value approach
a method of accounting for by-products or scrap that requires that the net realizable value of these products be treated as a reduction in the cost of the primary products; primary product cost may be reduced by decreasing either
net realizable value at split-off allocation
a method of allocating joint cost to joint products that uses, as the proration base, sales value at split-off minus all costs necessary
the actual time consumed performing the
real microprofit center
a center whose output has a market value
realized value approach
a method of accounting for byproducts or scrap that does not recognize any value for these products until they are sold; the value recognized
the actual time consumed performing the functions
representation of the amounts and timing of all
the time consumed by moving products or
The term for several manufacturing innovations that
Net realizeable value
The expected revenue to be gained from the sale of an item or
Assets used to produce goods and services.
real interest rate
Rate at which the purchasing power of an investment increases.
Options embedded in real assets.
real value of $1
Purchasing power–adjusted value of a dollar.
Exchange Rate, Real
The nominal exchange rate corrected for price level differences.
Interest Rate, Real
Nominal interest rate less expected inflation.
Measured in base year, or constant, dollars. Contrast with nominal.
Real Business Cycle Theory
Belief that business cycles arise from real shocks to the economy, such as technology advances and natural resource discoveries, and have little to do with monetary policy.
Real Exchange Rate
Exchange rate adjusted for relative price levels.
GDP expressed in base-year dollars, calculated by dividing nominal GDP by a price index.
Income expressed in base-year dollars, calculated by dividing nominal income by a price index.
Real Money Supply
Money supply expressed in base-year dollars, calculated by dividing the money supply by a price index.
Real Rate of Interest
See interest rate, real.
Wage expressed in base-year dollars, calculated by dividing the money wage by a price index.
See term deposit.
A pay premium of 50 percent of the regular rate of pay that is earned
A document or electronic record on which an employee records his or
A device used to stamp an employee’s incoming or outgoing time
Real Actions (Earnings) Management
Involves operational steps and not simply acceleration
Realized Gains and Losses
Increases or decreases in the fair value of an asset or a liability that
Realizable Revenue A revenue transaction where assets received in exchange for goods and
services are readily convertible into known amounts of cash or claims to cash.
A revenue transaction where goods and services are exchanged for cash or
A cluster of manufacturing, design, and delivery practices designed to
Net Realizable Value
Selling price of an asset less expenses of bringing the asset into a saleable state and expenses of the sale.
In investments, it represents earnings before depreciation , amortization and non-cash charges.
The average time intervening between the acquisition of materials or services and the final
The calculation of the return realized by a money manager over some time interval.
realignment period of a temporary misaligned yield relationship that sometimes occurs in
enterprise resource planning (ERP) system
a packaged software program that allows a company to
A series of numbers measuring percentage changes over time from a base period. The index number for the base period is by convention set equal to 100.
Commonly sold in the form of reducing term life insurance by lending institutions, this is life insurance with a death benefit reducing to zero over a specific period of time, usually 20 to 25 years. In most instances, the cost of coverage remains level, while the death benefit continues to decline. Re-stated, the cost of this kind of insurance is actually increasing since less death benefit is paid as the outstanding mortgage balance decreases while the cost remains the same. Lending institutions are the most popular sources for this kind of coverage because it is usually sold during the purchase of a new mortgage. The untrained institution mortgage sales person often gives the impression that this is the only place mortgage insurance can be purchased but it is more efficiently purchased at a lower cost and with more flexibility, directly from traditional life insurance companies. No matter where it is purchased, the reducing term insurance death benefit reduces over a set period of years. Most consumers are up-sizing their residences, not down-sizing, so it is likely that more coverage is required as years pass, rather than less coverage.
In October 1996 it was announced in the international news that scientists had finally located the link between cigarette smoking and lung cancer. In the early 1980's, some Canadian Life Insurance Companies had already started recognizing that non-smokers had a better life expectancy than smokers so commenced offering premium discounts for life insurance to new applicants who have been non-smokers for at least 12 months before applying for coverage. Today, most life insurance companies offer these discounts.
Contract granting use of real estate, equipment, or other fixed assets for a specified time in exchange for payment, usually in the form of rent. The owner of the leased property is called the lessor, the user the lessee.
Lease (Credit Insurance)
Contract granting use of real estate, equipment or other fixed assets for a specified period of time in exchange for payment. The owner or a leased property is the lessor and the user the lessee.
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