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Financial Terms | |
Du Pont |
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Definition of Du PontDu Pontmodel a model that indicates the return on investment
Related Terms:Du Pont systemA breakdown of ROE and ROA into component ratios. Dupont system of financial controlHighlights the fact that return on assets (ROA) can be expressed in terms Aggregate Production FunctionAn equation determining aggregate output as a function of aggregate inputs such as labor and capital. Aging scheduleA table of accounts receivable broken down into age categories (such as 0-30 days, 30-60 aging scheduleClassification of accounts receivable by time outstanding. Amortization ScheduleA schedule that shows precisely how a loan will be repaid. The schedule gives the required payment on each specific date and shows how much of it constitutes interest and how much constitutes repayments of principal. Annuity dueAn annuity with n payments, wherein the first payment is made at time t = 0 and the last ![]() Annuity DueAnnuity where the payments are to be made at the beginning of annuity duea series of equal cash flows being received or paid at the beginning of a period annuity dueLevel stream of cash flows starting immediately. by-productan incidental output of a joint process; it is salable, By-productA product that is an ancillary part of the primary production process, having By-productA material created incidental to a production process, which can be Comprehensive due diligence investigationThe investigation of a firm's business in conjunction with a cost of production reporta process costing document that cost reductionthe practice of lowering current costs, especially Coverdell Education IRAA form of individual retirement account whose earnings DeductibleA flat amount that an insured must pay before the insurance company makes any benefit payments under a health insurance policy. Deductive reasoningThe use of general fact to provide accurate information about a specific situation. Dollar durationThe product of modified duration and the initial price. Dow Jones industrial averageThis is the best known U.S.index of stocks. It contains 30 stocks that trade on Dow Jones Industrial AverageIndex of the investment performance of a portfolio of 30 “blue-chip” stocks. Dual-currency issuesEurobonds that pay coupon interest in one currency but pay the principal in a different dual pricing arrangementa transfer pricing system that allows Dual syndicate equity offeringAn international equity placement where the offering is split into two Due billAn instrument evidencing the obligation of a seller to deliver securities sold to the buyer. Due DiligenceThe process of systematically evaluating information, to identify risks and issues relating to a proposed transaction.(i.e. verify that information is what it is proposed to be). dumpingselling products abroad at lower prices than those DurationA common gauge of the price sensitivity of an asset or portfolio to a change in interest rates. DurationThe weighted average of the time until maturity of each of the DurationThe expected life of a fixed-income security considering its coupon DurationThe time it takes for a policy or annuity to reach maturity. Dutch auctionAuction in which the lowest price necessary to sell the entire offering becomes the price at economic production run (EPR)an estimate of the number Educational Assistance PlanA plan that an employer creates on behalf of its Effective durationThe duration calculated using the approximate duration formula for a bond with an equivalent units of production (EUP)an approximation of the number of whole units of output that could have been Factor of ProductionA resource used to produce a good or service. The main macroeconomic factors of production are capital and labor. Fraudulent Financial ReportingIntentional misstatements or omissions of amounts or disclosures Good delivery and settlement proceduresRefers to PSA Uniform Practices such as cutoff times on delivery grade (of product or service)the addition or removal of product GradualismA policy of decreasing the rate of growth of the money supply gradually over an extended period of time, so that inflation can adjust with smaller unemployment cost. Contrast with cold-turkey policy. Graduated-payment mortgages (GPMs)A type of stepped-payment loan in which the borrower's payments Gross Domestic ProductTotal output of final goods and services produced within a country during a year. Gross domestic product (GDP)The market value of goods and services produced over time including the Gross National ProductTotal output of final goods and services produced by a country's citizens during a year. Gross national product (GNP)Measures and economy's total income. It is equal to GDP plus the income Individual InsuranceInsurance that is offered to individuals rather than groups. Individual Retirement AccountA personal savings account into which a defined Individual Retirement AnnuityAn IRA comprised of an annuity that is managed Inductive reasoningThe attempt to use information about a specific situation to draw a conclusion. Industrial revenue bond (IRB)Bond issued by local government agencies on behalf of corporations. IndustryThe category describing a company's primary business activity. This category is usually determined Institutionally Induced UnemploymentUnemployment due to institutional phenomena such as the degree of labor force unionization, the level of discrimination, and government policies such as unemployment insurance programs, minimum wages, or regulations on business. Investment product line (IPML)The line of required returns for investment projects as a function of beta Joint productA product that has the highest sales value from among a group of products Lean productionThe technique of stripping all non-value-added activities from Loan amortization scheduleThe schedule for repaying the interest and principal on a loan. Macaulay durationThe weighted-average term to maturity of the cash flows from the bond, where the Macaulay durationA widely used measure of price sensitivity to yield Mandatory redemption scheduleSchedule according to which sinking fund payments must be made. Modified durationThe ratio of Macaulay duration to (1 + y), where y = the bond yield. Modified duration is Modified durationThe Macaulay duration discounted by the per-period Modular bill of materialA bill of material format in which components and subassemblies Mortgage durationA modification of standard duration to account for the impact on duration of MBSs of National Income and Product AccountsThe national accounting system that records economic activity such as GDP and related measures. Negative durationA situation in which the price of the MBS moves in the same direction as interest rates. Net Domestic ProductGDP minus depreciation. Net National ProductGNP minus depreciation. Non-production overheadA general term referring to period costs, such as selling, administration and financial expenses. Non-reproducible assetsA tangible asset with unique physical properties, like a parcel of land, a mine, or a Offering memorandumA document that outlines the terms of securities to be offered in a private placement. Offering MemorandumA "prosperous-like" document providing detailed descriptions of a company's past, present, and prospective business operations. It is normally prepared for the use of potential purchasers of securities offered under the seed capital or private placement prospectus exemptions. Process flow productionA production configuration in which products are continually process productivitythe total units produced during a period ProductAny item intended for sale. product complexityan assessment about the number of components in a product product contribution marginthe difference between selling price and variable cost of goods sold Product costThe cost of goods or services produced. product costThis is a key factor in the profit model of a business. Product product costa cost associated with making or acquiring inventory Product costThe total of all costs assigned to a product, typically including direct Product cycleThe time it takes to bring new and/or improved products to market. product life cyclea model depicting the stages through product line marginsee segment margin Product marketA business’s investment in technology, people and materials in order to make, buy and sell products or services to customers. product- (or process-) level costa cost that is caused by the development, production, or acquisition of specific products or services Product riskA type of mortgage-pipeline risk that occurs when a lender has an unusual loan in production or Product/service mixSee sales mix. product varietythe number of different types of products Production-flow commitmentAn agreement by the loan purchaser to allow the monthly loan quota to be Production overheadA general term referring to indirect costs. Production payment financingA method of nonrecourse asset-based financing in which a specified Production yield varianceThe difference between the actual and budgeted proportions productive capacitythe number of total units that could be ProductivityOutput per unit of input, usually measured as output per hour of labor. profit moduleThis concept refers to a separate source of revenue and Regulatory accounting proceduresAccounting principals required by the FHLB that allow S&Ls to elect REMIC (real estate mortgage investment conduit)A pass-through tax entity that can hold mortgages Related to : financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit. |