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Financial Terms | |
Security deposit (maintenance) |
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Definition of Security deposit (maintenance)Security deposit (maintenance)Related: maintenance margin security market line (SML). A description of
Related Terms:Margin callA demand for additional funds because of adverse price movement. maintenance margin American Depositary Receipts (ADRs)Certificates issued by a U.S. depositary bank, representing foreign Asset-backed securityA security that is collateralized by loans, leases, receivables, or installment contracts Available-for-Sale SecurityA debt or equity security not classified as a held-to-maturity security or a trading security. Can be classified as a current or noncurrent investment depending on the intended holding period. Canadian Deposit Insurance CorporationBetter known as CDIC, this is an organization which insures qualifying deposits and GICs at savings institutions, mainly banks and trust companys, which belong to the CDIC for amounts up to $60,000 and for terms of up to five years. Many types of deposits are not insured, such as mortgage-backed deposits, annuities of duration of more than five years, and mutual funds. Certificate of deposit (CD)Also called a time deposit, this is a certificate issued by a bank or thrift that Certificate of Deposit (CD)A bank deposit that cannot be withdrawn for a specified period of time. See also term deposit. ![]() Convertible securityA security that can be converted into common stock at the option of the security holder, Debt SecurityA security representing a debt relationship with an enterprise, including a government Demand DepositA bank deposit that can be withdrawn on demand, such as a deposit in a checking account. Demand depositsChecking accounts that pay no interest and can be withdrawn upon demand. Deposit CreationThe process whereby the banking system transforms a dollar of reserves into several dollars of money supply. Deposit SwitchingCentral bank switching of government deposits between the central bank and commercial banks. Depository transfer check (DTC)Check made out directly by a local bank to a particular firm or person. Depository Trust Company (DTC)DTC is a user-owned securities depository which accepts deposits of Derivative securityA financial security, such as an option, or future, whose value is derived in part from the ![]() Direct DepositThe direct transfer of payroll funds from the company bank account direct depositA system where funds are electronically credited to your account by a financial institution or a payroll service. For example, you can arrange with your employer to have your pay cheques automatically deposited into your no fee bank account. Electronic depository transfersThe transfer of funds between bank accounts through the Automated Employee Retirement Income Security Act of 1974 (ERISA)A federal Act that sets minimum operational and funding standards for employee benefit Equity SecurityAn ownership interest in an enterprise, including preferred and common stock. Eurocurrency depositA short-term fixed rate time deposit denominated in a currency other than the local Exchangeable Securitysecurity that grants the security holder the right to exchange the security for the Federal Deposit Insurance Corporation (FDIC)A federal institution that insures bank deposits. Fixed-dollar securityA nonnegotiable debt security that can be redeemed at some fixed price or according to Fixed-income securityA security that pays a specified cash flow over a floating-rate securitysecurity paying dividends or interest that vary with short-term interest rates. ![]() Held-to-Maturity SecurityA debt security for which the investing entity has both the positive Host securityThe security to which a warrant is attached. Hybrid securityA convertible security whose optioned common stock is trading in a middle range, causing International Depository Receipt (IDR)A receipt issued by a bank as evidence of ownership of one or more Maintenance margin requirementA sum, usually smaller than -but part of the original margin, which must Marketable securityAn easily traded investment, such as treasury bills, which is MBS DepositoryA book-entry depository for GNMA securities. The depository was initially operated by Monthly income preferred security (MIP)Preferred stock issued by a subsidiary located in a tax haven. Mortgage pass-through securityAlso called a passthrough, a security created when one or more mortgage Multiple Deposit CreationThe process whereby the money multiplier operates. Negotiated certificate of depositA large-denomination CD, generally $1MM or more, that can be sold but Nonmarketable SecurityA debt or equity security for which there is no posted price or bidand- Notice DepositSee term deposit. pre-authorized direct depositA system where funds are electronically credited to your account by a financial institution or a payroll service. Primitive securityAn instrument such as a stock or bond for which payments depend only on the financial Savings depositsAccounts that pay interest, typically at below-market interest rates, that do not have a SecurityPiece of paper that proves ownership of stocks, bonds and other investments. SecurityEither the collateral on a loan, or some type of equity ownership or debt, such SecurityA share or an interest in a property or an enterprise such as a stock certificate or a bond. SecurityCollateral offered by a borrower to a lender to secure a loan. Security characteristic lineA plot of the excess return on a security over the risk-free rate as a function of Security deposit (initial)Synonymous with the term margin. A cash amount of funds that must be deposited Security market lineLine representing the relationship between expected return and market risk. Security Market LineA graph illustrating the equilibrium relationship between the security market lineRelationship between expected return and beta. Security selection decisionChoosing the particular securities to include in a portfolio. Security ValueThe monetary value placed on security by a lender in determining the extent to which it can make loans against such security. Social Security Act of 1935A federal Act establishing Old Age and Survivor’s Term DepositAn interest-earning bank deposit that cannot be withdrawn without penalty until a specific time. Time depositInterest-bearing deposit at a savings institution that has a specific maturity. Time DepositSee term deposit. Trading SecurityA debt or equity security bought and held for sale in the near term to generate income on short-term price changes. Underlying securityOptions: the security subject to being purchased or sold upon exercise of an option Variable price securityA security, such as stocks or bonds, that sells at a fluctuating, market-determined price. Related to : financial, finance, business, accounting, payroll, inventory, investment, money, inventory control, stock trading, financial advisor, tax advisor, credit. |