|Fractional Reserve Banking|
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Definition of Fractional Reserve Banking
Fractional Reserve Banking
A banking system in which banks hold only a fraction of their outstanding deposits in cash or on deposit with the central bank.
A bank machine, sometimes referred to as an automated teller machine (ATM).
System whereby customers make payments to a regional collection center which transfers funds to
An overly aggressive accrual of operating expenses and the creation of
Any excess of actual reserves above required reserves.
reserves of commercial banks in excess of those they are legally required to hold.
The twelve district banks in the Federal reserve System.
Board of Governors of the Federal reserve System.
The central bank of the U.S., established in 1913, and governed by the Federal
The central banking authority responsible for monetary policy in the United States.
The central bank in the United States, responsible for setting interest rates.
That portion of domestic bank loans supplied to foreigners for use abroad.
A fund containing the central bank's holdings of foreign currency or claims thereon.
the combined discounts for lack of control and marketability. g the constant growth rate in cash flows or net income used in the ADF, Gordon model, or present value factor.
Excess reserves minus member bank borrowings at the Fed.
International banking Facility. A branch that an American bank
See foreign exchange reserves.
Legal Reserve Requirement
See reserve requirement.
Holdings of gold and foreign currencies by official monetary institutions.
The dollar amounts based on reserve ratios that banks are required to keep on deposit at a Federal reserve Bank.
reserves that the central bank requires commercial banks to hold.
An accounting entry that properly reflects the contingent liabilities.
A foreign currency held by a central bank or monetary authority for the purposes of
A currency, frequently the U.S. dollar, that is used by other countries to denominate the assets they hold as international reserves.
See reserve requirement.
This calculation is used by states to determine the unemployment contribution rate to charge employers. The ongoing balance of a firm’s unclaimed
Specified percentages of deposits, established by the Federal reserve Board, that banks must
Fraction of total deposits that a commercial bank is required by the central bank to hold in the form of reserves.
The percentage of different types of deposits that member banks are required to hold
Material that has been reserved for a specific purpose.
Commercial banks' reserves consist of their holdings of cash and their balances in deposits with the central bank. See also foreign exchange reserves, excess reserves, required reserves, reserve requirement.
Wholesale mortgage banking
The purchasing of loans originated by others, with the servicing rights
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